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Fail to plan and you plan to fail ... Print E-mail
Friday, 28 January 2005

Nobody wakes up in the morning and shouts – “Gosh, I need to get a pension today”! Nor do we have people beating a path to our door demanding that we sell them some life insurance. Joking aside, getting just these two aspects of your financial planning in place can have an astounding impact on how your life and that of your loved ones around you will be determined now and in future. We should not need to sell the services we provide but all of us need a kick every now and then. For some simple guidance,

The point we are making here is that financial planning is always one of those things that people constantly put to the back of their mind. “I’ll get ‘round tu’it” is the normal response and it gets filed in the brain alongside painting the house, taking exercise, eating less and being nice to the mother-in-law. If only we were taught the basics of financial planning at school, we would not have so many people failing to take the basics steps in planning their financial future.

Even with the advent of the Internet and the abundance of financial information on the Web, most people rely on an adviser to guide them through the quagmire of financial products available. Getting the right advice is crucial and it is wise to seek the services of an independent advisor who can consult on the whole array of financial planning tools. Most importantly, if an advisor did not do all the research in finding the right solution, presenting the benefits etc and ultimately getting you to sign some forms – would you have done anything anyway?

I am trying to bring home the message that correct financial planning is important to all people at all stages of their life. Everyone I meet wants to retire early but have either failed to start a pension yet or are not contributing sufficiently. There are basically two types of pension – big and small – you decide which one you want. Similarly, we know we are going to die one day but many fail to make any provision for Life insurance altogether or are insufficiently covered. The older you get before starting to protect your life; the more expensive the cover becomes. With 1 in 3 of us contracting Cancer before the age of 50, seems to make sense to sort something out.

We cover a number of financial planning topics from Offshore Banking to Discretionary Offshore Trusts. We hope to demystify the financial planning process so you can make decisions on how you intend to live your life now, in your autumn years and how to generate and protect that wealth you make.

We hope to bring financial planning to the forefront of your mind (for a moment at least) so you can make the money you work hard for – work even harder for you. Call us today 8004558 or drop us an e.

 
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