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This form of cover is frequently overlooked and like most instances is under insured. Most of us have some form of Life Insurance but fail to obtain critical cover too when this is possible more important. Critical Illness protects us from the illnesses that do not always kill us nowadays due to the advances in medical technology but nonetheless have a massive impact on our lives.

Examples are …
Cancer
Heart Attack
Stroke
Multiple Sclerosis
Kidney Failure
Heart Surgery
Major Organ transplant
Alzheimer’s disease
Paralysis
Blindness
Total Permanent Disability
Sever Burns
Coma
Deafness
Motor Neurone Disease

You may survive one of the above but how would it impact on your ability to do your job and earn sufficiently to pay the bills. Moreover, how long would your employer pay you while you are absent from work on long periods of care and recuperation? Critical Illness is there to protect you whether it is to get the best treatment available, pay bills, ongoing care, gaining skills for a new career or all of the above. You are 4 times more likely to suffer a Critical Illness than actually die but this from of cover is so frequently overlooked. Once again, the cost is miniscule compared to the peace of mind and security you can offer your family.

This form of cover can be implemented on a Whole of Life, Term or Endowment basis so call us today for a quote and we can help you design a package that will meet your budget.